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한 달 예산을 짜고 싶을 때 가장 먼저 해야 할 일은 무엇인가요?
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A
평소대로 돈을 쓰고 나중에 잔액을 확인한다
B
수입과 지출을 추적한다
C
새 신용카드를 발급받는다
D
월초에 필요한 모든 것을 미리 산다
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